According to the Social Security Administration, one in four of today’s 20-year-olds will become disabled before they retire—and the most common cause is not accidents, but illnesses like cancer and heart disease. And, the average duration for a long-term disability is almost 35 months!
The Church of the Nazarene provides every qualified minister with Basic Long-term Disability Insurance coverage of $400 per month. But would that be enough to support your family if you or your spouse suddenly could not work? Good news—Pensions and Benefits USA also offers supplemental Nazarene Long-term Disability Insurance through Aetna Life Insurance Company for qualified ministers—and it’s affordable.
By the way, you might want to determine your chances of suffering a disability by completing the PDQ—Personal Disability Quotient. You’ll find it here.