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Pensions and Benefits USA establishes a Nazarene 403(b) Retirements Savings Plan account at Fidelity Investments for eligible ministers. We also place an initial deposit in the account and select an investment track (Freedom Fund) based on your age; however, activating and contributing to your account is the minister’s responsibility.

To activate your account, simply take the following steps:

  1. Visit Fidelity Investments at fidelity.com/atwork.
  2. Select the “Register” tab at the top of the page.
  3. Follow the instructions (Note: The initial user name for your account is your Social Security number. We recommend you change it after you have completed registration.)
  4. Create a password following the guidelines provided by Fidelity.

Once registration is complete, Pensions and Benefits USA will send information necessary for your church treasurer to begin making contributions to your 403(b) account. We encourage you to get into the habit of making regular contributions from your salary. Over time, these can make a difference in your retirement lifestyle.*

If you have trouble registering, please contact us for assistance at This email address is being protected from spambots. You need JavaScript enabled to view it. or 888-888-4656.

*Please note: Investing involves risk, including the risk of loss.

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