Managing Your Fidelity Account Online

A Nazarene 403(b) Retirement Savings Plan account has been established for most qualified Nazarene ministers with Fidelity Investments. You can learn about your account, create a username and password, establish how much you want to contribute, and modify your investments at www.netbenefits.com/atwork. Follow these steps to initialize your account:

Visit www.netbenefits.com/atwork.
Select “Register” at the top of the screen.
You'll be asked to confirm basic information (name, DOB, last four digits of your SSN) and submit.
Follow the instructions.
Watch this video for assistance in set up of your PIN.

If you prefer to speak directly with a Fidelity retirement services specialist, you may phone 866-NAZARENE (866-629-2726) for assistance.

Modify Your 403(b) Contribution

To adjust payroll contributions to your account:

Visit www.netbenefits.com/atwork.
After sign-in, a screen will appear with your account balance. On the right side of the screen, you will see the Quick Links box. Clicking on the down arrow will open a menu with a variety of options. Select Contribution Amount and another window will open. Follow the directions to enter your new contribution percentage.
Confirm your new contribution percentage.
You may also contact a Fidelity retirement services specialist for assistance via phone at 866-NAZARENE (866-629-2726).

Note: All contribution amounts must be in whole percentages and changes will become effective with the current or next pay period, or as soon as administratively possible.

Modify Your Investment Elections

To change how your future investment elections are invested online:

Visit www.netbenefits.com/atwork.
After sign-in, a screen will appear with your account balance. On the right side of the screen, you will see the Quick Links box. Clicking on the down arrow will open a menu with a variety of options. Select Change Investments.
Enter the percentage of your payroll contributions that you wish to direct to each investment option you choose (note that your selections must add up to 100%).
View the online prospectus for each fund in which you are investing.
Confirm your investment elections.

Note: Any contributions to your account made after the effective date of this change will be directed into the investments you select.

Rebalance Your Portfolio

Over time, some asset classes and funds perform better than others, which can result in the mix of stock funds, bond funds, and/or money market funds changing from what you originally intended. If this happens, you may wish to rebalance your account so that your investments reflect the mix most appropriate for you and your goals.

To rebalance your account:

Visit www.netbenefits.com/atwork.
After sign-in, a screen will appear with your account balance. On the right side of the screen, you will see the Quick Links box. Clicking on the down arrow will open a menu with a variety of options. Select Change Investments and follow the directions.
Enter the percentage of the balance in each of your current investment options that you wish to direct to each investment option you choose — your selections must add up to 100%.
View the online prospectus for each fund in which you are investing.
Confirm your elections.

Are You Investing Enough for Retirement?

Periodically, you may decide to invest more for retirement. This can be easily done using the following steps:

Visit www.netbenefits.com/atwork.
After sign-in, select Menu at the top left of the screen. You should see a series of icons. Select Planning, and a tool will open to help you work through the process.

Update Your Contact Preferences

Receiving communication by e-mail offers you greater convenience and will help keep you up to date on topics related to your retirement plan. Here's how to do this:

Visit www.netbenefits.com/atwork.
After sign-in, select Menu at the top left of the screen. You should see a series of icons. Select Profile and another window will open. Make any changes necessary and be sure to save your information before closing the window.

Need Help? Call Fidelity

Most questions related to your Nazarene 403(b) Retirement Savings Plan account can be answered by phoning a Fidelity retirement services specialist at 866-NAZARENE (866-629-2726). If you still have questions after doing this, phone Pensions and Benefits USA at 888-888-4656.

Also, Fidelity has a broad array of valuable tools, such as calculators and informational videos to assist in managing your financial life. We encourage you to explore their many resources.

Unless otherwise noted, transaction requests confirmed after the close of the market, normally 4 p.m. Eastern time, or on weekends or holidays, will receive the next available closing prices.

The investment options available through the plan reserve the right to modify or withdraw the exchange privilege.