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To help you meet your investment goals, the plan offers you a range of options. You can select a mix of investment options that best suits your goals, time horizon and risk tolerance. The 24 investment options available through the plan include conservative, moderately conservative and aggressive funds. A complete description of the Plan's investment options and their performance, as well as planning tools to help you choose an appropriate mix, are available online at Fidelity NetBenefits®.

The Plan also includes the Fidelity Freedom Funds® that offer a blend of stocks, bonds and short-term investments within a single fund. Each Freedom Fund's asset allocation is based on the number of years until the fund's target retirement date. Freedom Funds are designed for investors who want a simple approach to investing for retirement.

See the 403(b) section of our website for more details about the plan.