Information & Help Guides
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Retirement Information
Setting Up Your Fidelity PIN
403b Online Contributions User Guide
403(b) Online Contributions FAQ
We receive many questions from church treasurers/administrators about our online portal for making contributions to the 403(b) accounts of Nazarene ministers. This resource covers the ones that are asked most often.
Nazarene APS FAQ
Nazarene APS FAQ - Spanish PREGUNTAS FRECUENTES Supplemento Pension Annual
403b Enrollment Guide
Invest in your retirement—and yourself—today, with help from the Nazarene 403(b) Retirement Saving Plan and Fidelity. Phone 888-888-4656 or email This email address is being protected from spambots. You need JavaScript enabled to view it. for information about how to get started.
403b Managing Accounts Online
Instructions from Fidelity on how to manage your Nazarene 403(b) Retirement Savings Plan online.
403b Maximum Contribution Letter
It is important for you to be aware that the Internal Revenue Code limits how much may be deposited to your 403(b) account each tax year. The Pension Protection Act of 2006 made permanent 403(b) maximum contirbution provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001.
403b NetBenefits eLearning
We are pleased to introduce a variety of web based tools to help easily navigate your Retirement account online, as well as valuable retirement resources on site. No matter where you are in planning for your financial future, Fidelity NetBenefits® is a great place to start. If this is your first time accessing your account online, you will need to establish a Personal Identification Number (PIN) by going to and clicking on New User Registration.
403b Plan Document
Fidelity Freedom Funds Brochure
Fidelity Freedom Funds® offer a single-fund approach to investing in your workplace savings plan. With Freedom Funds, your decision couldn't be simpler. All you need to know is your current age, and the fund will do the rest.
Determining Your Investment Mix
Ten minutes from now, you could know your investment mix: And if your goal is to choose investment options that you can be comfortable with, this is an important step.
Fidelity Username and Password Setup
To assure account privacy, you will need to establish a username and password before you can access information about your Fidelity account. You will use this to access account-specific information via Fidelity's website, Fidelity's automated telephone service, or when speaking with a Fidelity Retirement Services Specialist.
Fidelity Retirement Savings Worksheet
This Retirement Savings Worksheet makes it easy: Your goal is to live retirement on your own terms. This simple worksheet will help you determine how much you may be responsible for providing in retirement and gives some suggestions on how to reach that goal.
High Cost of Waiting
$2,000 is more than $12,000. It sounds impossible doesn't it! When it comes to investing it can be possible and timing is everything. View the document to see how.
Special Tax Notice Regarding Rollover of Retirement Plan Payments
This notice explains how you can contiue to defer federal income tax on your retirement savings or retirement Plan benefits (the "Plan") and contains important information you will need before you decide how to receive your Plan benefits.
SDBP Plan Document
This is the plan document for the Single Defined Benefit Plan.
Insurance Information
7 Tips on How to Choose a Beneficiary for Life Insurance
Selecting a beneficiary for your life insurance policy is important and required. Here are seven tips to assist in the process.
Aetna Life Essentials
With Aetna life insurance coverage, you not only get financial protection for your loves ones. You also get tools and services to use today for a healthy, fulfilling life. This is what Aetna Life Essentials is all about.
Tax Helps

Tax Books from Dan Busby and Staff of the Evangelical Council for Financial Accountability (EFCA)
Ministers' Taxes Made Easy – This booklet provides step-by-step guidelines to assist ministers with their federal income tax returns.
Church Reporting Made Easy – This resource for every church treasurer features recent developments on topics such as health care reimbursement, and charitable gift reporting to help churches comply with IRS requirements.

General Information
Annual Report Summary
Value of Connection flyer
The Value of Connection - How churches and districts working together provide support for almost 17,000 ministers and church-employed laypersons through giving to the P&B Fund.
Certified Languages Interpretation (CLI) service
Have Questions about Taxes, Compensation, or Retirement? Phone calls to P&B USA (888-888-4656) can be translated into all major languages spoken in the United States through the services of Certified Languages International. Learn more about it.
Certified Languages Interpretation (CLI) service - Spanish - Interpretación certificada de idioma
Certified Languages Interpretation (CLI) service - Portuguese - Idioma Certificado de Interpretação
Certified Languages Interpretation (CLI) service - Korean - 공인 언어 통역
Certified Languages Interpretation (CLI) service - Mandarin - 認可語言翻譯
Certified Languages Interpretation (CLI) service - French - Interprétation linguistique certifiée
P&B-Provided Benefits
P&B Provided Benefits – Spanish - Guía de beneficios provistos — P&B
P&B Provided Benefits – Portuguese - Guia de Benefícios Fornecidos pelo P&B
P&B Provided Benefits – French - Guide des prestations fournies par P&B
P&B Provided Benefits – Korean - 연금 및 혜택 제공 혜택 가이드
Benefit Summary Brochure
Pensions and Benefits USA is a partner in ministry to the more than 17,000 faithful ministers and church-employed laypersons and families who serve thousands of Nazarenes in churches across the USA. With a variety of services—such as life and disability insurance and retirement benefit plans—we are also a source of tax and benefit information for ministers at every stage of their career—from first pastorate through retirement.
How To Verify Your Account
Instructions for verifying your Nazarene Account which is required to view the MyProfile application.
Theology of Thrift
Your Retirement Planning
Retirement is changing. In prior years, it used to mean one needed to learn to live with less of everything. That included reduced finances as well as diminished health, mobility, opportunities for service, and a sense of significance. Today, this is becoming less of what we see in retired clergy. Many have planned well from the earliest days of ministry and are now putting the finishing touches on those plans.